InShared

No. Fall damage to smartphones, tablets and laptops is not covered by basic contents insurance. For this, you need the Mobile Electronics module or the Complete Coverage at InShared.

The Mobile Electronics module is an additional coverage to your contents insurance. It insures your smartphone, tablet and laptop for damage, theft and, in many cases, loss, including away from home. Without this module, your coverage is limited.

Standard contents insurance covers damage from specific events in your home. With Complete Coverage, accidents at home and certain damages outside the home are also insured. For comprehensive coverage on your mobile electronics, you can combine this variant with the Mobile Electronics module.

Most quickly through your Insurance folder on inshared.com. InShared is an online-first insurer, so you submit claims through the web portal. For emergencies outside office hours, there is a 24/7 emergency center on (071) 364 1762.

Yes. With InShared, you choose your own repairer. ThePhoneLab makes an insurance-ready quote that you submit directly to InShared through your Insurance folder. After approval, you pay for the repair yourself and submit the invoice for payment.

Usually: your policy number, a damage description, photos, the IMEI or serial number of your device, proof of purchase and our repair quote. For theft, you’ll also need the police report or report number.

The Insurance Folder is InShared’s online customer portal. There you view your policies, submit claims and upload documents. You log in to inshared.nl with your user credentials.

InShared does not have a separate mobile app for claim reporting. All interactions are through the Web Insurance Directory on inshared.com, which also works on your phone.

It depends on your policy. The Complete Coverage and the Mobile Electronics module often offer coverage abroad. Check your policy conditions or ask via the chat in your Insurance folder.

With the Mobile Electronics module, a deductible per occurrence often applies. The exact amount can be found in your policy conditions or in your Insurance folder. Keep in mind that this is the amount you pay yourself

Only with Complete Coverage or the Mobile Electronics module. Standard contents insurance does not cover self-inflicted damage. With these extensions, accidents such as a fallen phone are often covered.

InShared is an insurance brand within the Achmea group, just like Centraal Beheer, Interpolis and FBTO. Your policy runs formally through InShared and you arrange claims handling there. In the background, Achmea is the risk carrier.

YearBalance is the model that allows InShared to return premium to customers at the end of an insurance year if fewer claims were paid out than expected. It is unique to InShared and fits their online-first, cost-effective approach.