Klaverblad

Generous is the comprehensive variant with more coverage and the option to purchase the Mobile Electronics Module addition. Budget is a basic variant with more limited coverage, with no option for mobile electronics extension. Which one you have, you can find in My Klaverblad.

With this module, your smartphone, tablet and laptop are also insured for damage and theft outside the home. If you don’t have it, you are usually out of coverage for damage outside the home. For regular users of mobile devices, it is often worth considering.

Klaverblad is an independent Dutch insurer based in Zoetermeer, not part of a large concern. For you as a customer, this makes little difference when you report a claim. Your policy runs directly with Klaverblad and they also handle the settlement.

Klaverblad works primarily through independent intermediaries. If you took out your policy through an advisor, contact your advisor first for the claim report. He or she will help you with the process and ensure that the report reaches Klaverblad correctly.

Yes, you can. Via My Klaverblad or by phone on 079 3 204 410 (damage) or 079 3 204 549 (general) you report your damage directly. For emergency 24/7, call 079 3 204 704.

Yes. At Klaverblad, you choose your own repairer. ThePhoneLab makes an insurance-ready quote that you submit through your advisor or directly to Klaverblad. After approval, you pay for the repair and submit the invoice for payment.

Through your insurance advisor if you have one, otherwise directly through My Klaverblad or by phone at 079 3 204 410 (weekdays 8:30 a.m. to 5 p.m.). Have your policy number, IMEI or serial number and photos of the damage handy.

Usually: your policy number, a damage description, photos, the IMEI or serial number, proof of purchase and our repair quote. For theft, you’ll also need the police report or report number.

Only with the Mobile Electronics Module on a Royaal policy. Without this module, street fall damage is not covered under home contents insurance, even with Royaal.

Water damage at home due to a spill or flood is covered under home contents insurance. Water damage caused by your own clumsiness (phone in the toilet, coffee over it) is covered only with the Mobile Electronics Module.

Theft after burglary in your home is covered under contents insurance. Theft and loss outside the home are only covered under the Mobile Electronics Module. Always report it to the police immediately and keep the police report.

Klaverblad works primarily with the My Klaverblad web portal. Through this environment you report your claim online and view your policy. You can also report by phone through the claim number.

Cloverleaf strives for fast processing. Simple claims are often reviewed within a few business days. More complex cases may take longer. If your policy runs through an advisor, he or she will also receive the updates.