ANWB

Standard home contents insurance covers your belongings at home against fire, burglary, water and storm, among other things. Laptops are also covered here. For smartphones, tablets and smartwatches, you’ll need the separate Smartphone and Tablet coverage, which also covers outside the home for damage, theft and loss.

Yes. Laptops, desktop computers and game consoles are covered by ANWB’s standard home contents insurance, even in the event of fall damage at home. For damage on the road with your laptop, check your policy to see if an extension is required.

Smartphone and tablet coverage only. This covers fall damage to smartphones and tablets, including outdoors. Without this separate module, fall damage to your smartphone is not covered under standard contents insurance.

Water damage at home from a leak, for example, is covered under the basic contents coverage. Water damage caused by your own clumsiness to your smartphone or tablet is covered only with Smartphone and tablet coverage.

Coverage applies throughout the Netherlands and with many policies also while traveling abroad. Check the exact geographical conditions in My ANWB or your policy terms and conditions.

Most ANWB insurance policies do not require ANWB membership, but members often receive a member discount on their premium. Some products (such as Wegenwacht-related) do require membership.

Yes. ANWB Insurances are carried out by Unigarant, a specialized insurer under ANWB Companies. Your policy runs formally through ANWB and you also arrange claims handling with ANWB, but Unigarant is behind it.

You can basically choose your own repairer. ANWB does have an affiliated repair network where a deductible may not apply. Check with ANWB whether there is a specific electronics network and what the difference means for your reimbursement.

The quickest way is online via My ANWB. By phone is also possible via 088 299 30 00 (office hours). Have your policy number, the IMEI or serial number and photos of the damage handy. Reporting damage outside office hours can be done online 24/7.

Theft and loss of smartphones and tablets are covered with Smartphone and tablet coverage. Basic contents insurance only covers theft after burglary inside your home, not outside.

The ANWB Alarm Center (+31 70 314 14 14) is available 24/7 for breakdowns, accidents or medical emergencies abroad. For damage reports to your belongings or phone, call regular customer service at 088 299 30 00.

ANWB is committed to fast processing. Simple claims are often reviewed within a few business days. More complex claims may take a little longer. You will receive a confirmation of receipt with an indication.